Available payment methods

The payment methods available on the LabsMobile platform are described below:

• Card. This is the primary payment method due to its compatibility, ease of use, and immediate confirmation. We have one of the best known and most reputable online payment gateways in the market (Stripe - https://stripe.com/). This gateway is compatible with any credit or debit card (Visa, MasterCard, American Express, etc.) from any international bank. In addition, the charge is made in the amount of local currency configured in the account so as not to generate commissions or unnecessary currency changes. It will always be done the exact charge in local currency that appears in the purchase process. Recharging credits through a card is an immediate process that allows the configuration of Automatic Recharges.

• PayPal. This payment method is available for any LabsMobile account in any country. This method allows to pay with debit and credit cards, PayPal, PayPal Credit and more than 10 local payment methods in more than 100 currencies from customers in more than 200 markets around the world. The charge is made in Euros and will be charged in the local currency that appears in the purchase process, therefore it is possible that there is a minimal difference due to the application of different exchange rates. The recharge of credits to the account balance is done when PayPal validates and confirms the transaction, a process that usually takes a few seconds but in some cases can take up to a few minutes.

• Wire transfer. This type of payment is only recommended for countries in the Eurozone (SEPA) or in any currency with a minimum value equivalent to 500 EUR. Depending on the country, type of account and amount, LabsMobile's bank details will be displayed in the second step of the purchase process. In the case that a user outside the Eurozone wants to make the payment by transfer, they must take charge and assume any additional commission or expense. Credits corresponding to the exact amount received in LabsMobile's bank account will be added to the account.

• Wire transfer via Global66.com. Through the Global66.com service it is possible to make payments through bank transfers in local currency (from Chile, Argentina, Brazil, Peru, Colombia, Mexico and Ecuador). All that is required is a registration at Global66.com and a validation (to be done the first time). Subsequently, transfers in local currency can be made in a few minutes and will be received by LabsMobile in a few hours. Credits corresponding to the exact amount received in LabsMobile's bank account will be added to the account.

• Local methods in some countries. Depending on the defined billing country, it is possible to access local payment methods to facilitate and speed up recharges. These are the countries and payment methods available:
  • Argentina: Card (American Express, MasterCard, MasterCard Debit, Visa, Visa Debit, Argencard, Cabal, Cabal Debit, Cencosud, CMR Falabella, Cordial, Cordobesa, Diners Club, Maestro Debit, Nativa, Tarjeta Naranja, Tarjeta Shopping), Cash (Pago Fácil, Rapi Pago), Bank transfer (Banco Ciudad, Banco Industrial, Banco Nación, Banco Provincia, BBVA, Citi, Credicoop, Galicia, HSBC, Itaú, Macro, Santander).
  • Bolivia: Bank transfer  (Banco Nacional de Bolivia).
  • Brazil: Card (American Express, MasterCard, Visa, Aura, Discover, Elo, Hipercard, JCB), Cash (Boleto, PIX), Transferencia Bancaria (Banco do Brasil, Bradesco, Caixa, Itau, Santander).
  • Chile: Card (American Express, MasterCard, Visa, CMR, Diners Club, Mach, Magna, Presto), Cash (ServiPag, Dale Coopeuch, Prepago Los Héroes, Superdigital, Tenpo), Bank transfer (Webpay, Banco Bice, Banco Consorcio, Banco de Chile, Banco Estado, Banco Falabella, Banco Internacional, Banco Ripley, Banco Security, BBVA, BCI-TBANC, Coopeuch, Corpbanca, Itaú, Santander, Scotia Bank).
  • Colombia: Card (American Express, MasterCard, Visa, Diners Club, MasterCard Debit, Visa Debit), Cash (Efecty), Bank transfer  (PSE, Banco Agrario, Banco Av Villas, Banco Caja Social, Banco Colpatria, Banco Corpbanca S.A., Banco de Bogota, Banco de Occidente, Banco Falabella, Banco GNB Sudameris, Banco Pichincha S.A., Banco Popular, Banco Procredit, Bancolombia, Bancoomeva S.A., BBVA Colombia S.A., Citibank, Davivienda, Helm Bank S.A.).
  • Ecuador: Card (MasterCard, , MasterCard Debit, Visa, Visa Debit), Cash (Pago Efectivo, Almacenes TIA, Banco Amazonas, Coac 29 Octubre, Facilito, Farmacias 911, Mi comisariato, Mi Negocio Efectivo, Oro Cash, Ponle+, Servientrega, Western Union).
  • Guatemala: Card (American Express, MasterCard, MasterCard Debit, Visa, Visa Debit, Diners Club, Discover, JCB), Cash (Akisí).
  • Mexico: Card (American Express, MasterCard, MasterCard Debit, Carnet, Carnet Debit, Visa, Visa Debit), Cash (OXXO), Bank transfer  (Spei, Banbajio, Banco Azteca, Banorte, Banregio, BBVA Bancomer, Citibanamex, Compartamos, HSBC, Inbursa, Santander, Scotiabank).
  • Perú: Card (American Express, Diners Club, MasterCard, MasterCard Debit, Visa, Visa Debit), Cash (Pago Efectivo, Agente KasNet, Agente Red Digital, Dale, Disashop, Fullcarga, Niubiz Multiservicios, Perú Express-MoneyGram, Tambo+, Western Union), Bank transfer  (BanBif, Banco Azteca, Banco de la Nación, Banco Pichincha, BBVA, BCP, Caja Arequipa, Caja del Santa, Caja los Andes, Caja Paita, Caja Raíz, Caja Sullana, Caja Trujillo, Interbank, Scotiabank).
  • Paraguay: Card (American Express, MasterCard, MasterCard Debit, Visa, Visa Debit), Cash (Pago Express).
  • Uruguay: Card (Diners Club, Lider, MasterCard, MasterCard Debit, OCA, Visa, Visa Debit), Cash (Abitab, Redpagos).

• Cryptocurrency transactions. This type of payment is available for any account. Through the Coinbase Commerce platform (https://www.coinbase.com/) you can purchase SMS packs by making the payment with major cryptocurrencies such as BTC (Bitcoin), ETH (Ethereum), DAI, BCH (Bitcoin Cash) and LTC (Litecoin). This payment method only considers the commissions of the own network of each cryptocurrency and as soon as Coinbase confirms the transaction, the credits will be added to the account.